How to Send XRP from Luno and Convert to BNB (BEP-20) in MetaMask

This step-by-step guide explains how to transfer XRP from your Luno account to BNB (BEP-20) in MetaMask using ChangeNow.io.

Prerequisites

Before proceeding, ensure you have:

✅ Purchased XRP on Luno (Sign up for Luno here)
✅ Installed MetaMask and added the Binance Smart Chain (BSC) network

Understanding DeFi Swap Protocols

Several decentralized applications (DApps) facilitate cryptocurrency swaps, including:

ChangeNow.io
SimpleSwap.io

All platforms follow a similar process, but this guide focuses on ChangeNow.io.

⚠️ Disclaimer: This is for educational purposes only. Conduct your own research (DYOR) before proceeding.

Step-by-Step Guide

Step 1: Select XRP to BNB Swap on ChangeNow

Visit ChangeNow.io.
Choose XRP (Ripple) as the "Send" currency.
Select BNB (Binance Coin BSC) as the "Receive" currency.

Step 2: Enter Swap Details

Input the amount of XRP you want to swap.
Click "Exchange" to proceed.

Step 3: Provide Recipient Wallet Address

Open MetaMask, ensure you're on the BSC network, and copy your wallet address.
Paste the address into ChangeNow's "Recipient Wallet" field.
Double-check the details and click "Confirm."

👉 Need help setting up MetaMask for BSC?

Step 4: Send XRP from Luno

Copy the temporary ChangeNow wallet address and XRP destination tag.
In Luno, go to your XRP wallet and select "Send."
Paste the ChangeNow address and destination tag.
Enter the XRP amount you're sending.
Verify the transaction (Luno charges 0.003 XRP for transfers).
Confirm via SMS authentication.

Step 5: Receive BNB in MetaMask

ChangeNow will process the swap.
Depending on network congestion, BNB should arrive in MetaMask within 3–4 minutes.

FAQs

❓ How long does the swap take?
🔄 Typically 3–4 minutes, but delays can occur due to blockchain traffic.

❓ Why do I need an XRP destination tag?
🏷️ The tag ensures funds reach the correct ChangeNow temporary wallet.

❓ What if my BNB hasn’t arrived?
🔍 Check the transaction status on BscScan using your MetaMask wallet address.

❓ Are there fees involved?
💸 Yes—Luno charges 0.003 XRP for withdrawals, and ChangeNow applies a small swap fee.

Final Tips

✔️ Always double-check wallet addresses before confirming.
✔️ Use small test amounts for first-time swaps.
✔️ For faster swaps, avoid peak network congestion times.

👉 Explore more crypto swaps on ChangeNow

Hope this guide simplifies your XRP-to-BNB conversion! 🚀


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- **SEO Optimization**: Added **keywords** (XRP, Luno, BNB, MetaMask, BEP-20, ChangeNow).  
- **Structure**: Used **Markdown headings**, bullet points, and FAQs for readability.