Why Exchange XRP to PAY on Changelly?
Flexible Limits for Any Strategy
Exchange from $20 to $1,000,000, catering to both small-scale traders and large investors. Swap XRP to PAY seamlessly, regardless of your transaction size.
24/7 Dedicated Support
Get instant assistance from our round-the-clock support team during any stage of your XRP swap. Enjoy a hassle-free experience with real-time solutions.
Custody-Free Security
Your assets move directly to your wallet post-exchange—no third-party storage. Convert XRP to TenXPay with full transparency and top-tier security.
XRP to PAY Market Overview
Updated: 09:45 UTC
- Circulating Supply: 205.22M PAY
How to Swap XRP to PAY in 5 Steps
1. Set Up Your Exchange
Use the calculator at the top of this page to select the XRP/PAY pair. Enter your amount to see the real-time conversion rate.
2. Choose Your Exchange Rate
Opt for Floating (flexible rates) or Fixed (predictable rates) based on your preference. Review the latest rates for optimal timing.
👉 Compare XRP to PAY rates now
3. Enter Your Wallet Address
Provide an accurate PAY wallet address to receive your funds. Need a wallet? Changelly partners with trusted providers for easy setup.
4. Complete the Exchange
Follow the payment instructions precisely. Send the exact XRP amount to the displayed wallet address within the time limit.
5. Track Your Transaction
Typical swaps take 5–10 minutes, depending on blockchain activity.
FAQ
❓ Do I need ID verification?
Most swaps require no ID. Verification is only prompted for flagged transactions to enhance security.
❓ What are the fees?
Fees include a network fee (varies by congestion) and a small service fee. All costs display upfront—no hidden charges.
❓ What’s the minimum swap amount?
Start with $20 worth of XRP. Minimums adjust based on market rates and network fees.
❓ How long does conversion take?
Usually 5–10 minutes, but delays may occur due to blockchain activity.
Keep Your TenXPay Secure
Use trusted cryptocurrency wallets for safe storage. Changelly recommends wallets compatible with PAY for optimal security.
👉 Explore secure wallet options
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