The Netherlands has emerged as one of the most progressive countries for cryptocurrency adoption and regulation. For Dutch crypto enthusiasts, selecting an exchange that aligns with regulations set by the Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB) is essential.
Summary
In the Netherlands, experts recommend using AFM- and DNB-regulated exchanges for buying and trading Bitcoin and other cryptocurrencies. By depositing Euros (EUR) via bank transfers, iDEAL payments, or debit/credit cards, users can legally purchase, stake, and trade digital assets.
For beginners starting their crypto journey, we’ve evaluated the top 5 trading platforms available in the region:
- eToro – Best Overall Crypto Exchange
- Bybit – Best for Advanced Trading Features
- Bitvavo – Top Choice for Beginners
- Bitstamp – Ideal for Institutional Investors
- Anycoin Direct – Cheapest Exchange
👉 Compare the best crypto exchanges
eToro Overview
Rated as the top crypto exchange in the Netherlands, eToro offers:
- 120+ cryptocurrencies
- CopyTrader (mirror successful traders)
- 0.75–5% trading fees
- Regulated by DNB
Why we like it:
✅ User-friendly interface
✅ Strong regulatory compliance
✅ Diverse asset selection
Bybit Overview
Bybit is a security-focused platform with:
- 50+ cryptocurrencies
- 0.025–0.075% trading fees
- Multi-signature cold wallets
Why we like it:
✅ Advanced security
✅ Low fees
✅ Institutional-grade tools
Bitvavo Overview
A leading Dutch exchange, Bitvavo excels with:
- 50+ cryptocurrencies
- 0.25–0.30% trading fees
- iDEAL payments
Why we like it:
✅ Beginner-friendly
✅ Low minimum deposit (€1)
✅ Local payment support
Bitstamp Overview
Best for professional traders, Bitstamp provides:
- 30+ cryptocurrencies
- 0.1–0.2% trading fees
- SEPA transfers
Why we like it:
✅ High liquidity
✅ Low fees
✅ European licenses
Anycoin Direct Overview
A budget-friendly option with:
- 15+ cryptocurrencies
- 0.35% trading fees
- iDEAL support
Why we like it:
✅ Affordable fees
✅ Local payment methods
✅ Simple interface
How to Buy Cryptocurrency in the Netherlands
Follow these steps for secure and legal transactions:
- Choose a regulated exchange (e.g., eToro, Bitvavo).
- Complete KYC verification.
- Deposit EUR (bank transfer, iDEAL, card).
- Select and buy crypto.
- Withdraw to a secure wallet.
Legality & Regulation
✅ Crypto is legal in the Netherlands.
✅ Regulated by AFM & DNB.
✅ Taxed under "Box 3" (1.9–5.69%).
FAQ:
Q: Is crypto taxable?
A: Yes, as part of wealth tax.
Q: Which exchanges are safest?
A: AFM/DNB-regulated platforms like eToro.
Q: Can I use iDEAL?
A: Yes, on Bitvavo and Anycoin Direct.
Conclusion
Choosing an AFM/DNB-compliant exchange ensures secure and legal crypto trading. Whether you're a beginner (Bitvavo) or pro trader (Bitstamp), our guide highlights the best platforms for Dutch users.