Learn how to stake and unstake CRO tokens on the Crypto.com App to unlock premium benefits like metal Visa cards, wallet perks, and competitive APRs.
Benefits of Staking CRO
Staking CRO via the Crypto.com App offers these advantages:
- Premium Metal Visa Cards: Reserve exclusive Crypto.com Visa cards (e.g., Jade Green, Royal Indigo, or Obsidian).
- Wallet Perks: Enjoy purchase discounts, extra cashback, and higher APRs in Crypto Credit and Crypto Earn.
- Staking Rewards: Earn 10–12% p.a. in CRO, paid weekly.
Key Details:
- Rates adjusted to 10–12% APY since October 2020 (down from 16–18%).
- Existing stakes retain legacy rates until the 180-day lockup ends.
How to Stake CRO in the Crypto.com App
Step 1: Acquire CRO Tokens
Choose one of these methods:
A. Buy CRO Directly
- Navigate to Trade > Buy.
Select CRO and fund your purchase via:
- Credit/debit card.
- Bank transfer (EUR/USD/GBP).
B. Swap Other Cryptos for CRO
- Go to Trade > Sell.
- Choose a crypto wallet (e.g., BTC, ETH).
- Exchange for CRO.
C. Transfer CRO from External Wallets
- Deposit CRO from supported exchanges or wallets.
Step 2: Initiate Staking
- Visit the Card section in the app.
- Select your desired Visa Card tier.
- Tap Stake CRO and confirm the amount.
Managing Your Stake
Upgrading Your Stake
- Increase your staked amount during the 180-day period via the Upgrade button in your CRO wallet.
- Resets the lockup timer.
Unstaking CRO
- After 180 days, navigate to your CRO Wallet.
Tap Unstake to release tokens.
- Note: You’ll lose associated perks (e.g., discounts, higher APRs).
Restaking CRO
- Re-stake tokens anytime to regain benefits.
Soft Staking vs. CRO Staking
| Feature | CRO Staking | Soft Staking |
|---|---|---|
| Lockup Period | 180 days | None |
| Rewards | 10–12% APR | Lower APR (flexible) |
| Card Perks | Yes (e.g., cashback) | No |
FAQ Section
1. Can I unstake CRO early?
No. CRO remains locked for 180 days unless unstaked after the term.
2. What happens if I unstake?
You lose card/wallet perks but retain Visa benefits (e.g., ATM withdrawals).
3. How are rewards paid?
Weekly, directly to your CRO wallet.
4. Is there a minimum stake?
Yes. Varies by card tier (e.g., ~2,000 CRO for Ruby, 20,000 CRO for Jade).
5. Can I stake on the exchange?
Yes, but exchange staking differs (no card perks).
Soft Staking Rates (Snapshot)
| Token | Min Threshold | APR (<100K CRO) | APR (≥100K CRO) |
|---|---|---|---|
| BTC | 0.02 | 0.25% | 0.75% |
| ETH | 0.6 | 0.5% | 1.0% |
| USDT | 200 | 2.0% | 4.0% |
| CRO | 1,350 | 2.0% | 2.0% |
Rates apply to balances ≤$100K.
👉 Explore Crypto.com’s staking options
Note: Always conduct independent research before investing.