"Bitcoin isn't just an investment asset—it's a tool that helps you save effectively, converting your surplus productivity into a leak-proof digital vessel."
"Through Dollar-Cost Averaging (DCA), you can participate in this long-term store-of-value revolution with minimal effort."
"When you shift from fiat currency to a 'Bitcoin standard' perspective, you'll realize true inflation isn't price volatility but the silent erosion of your daily earnings."
What "Buying $100 in Bitcoin Daily" Teaches Us
This book by educator Gao Chongjian documents his four-year Bitcoin DCA journey while advancing his "Blockchain Sociology" series. Though framed as an investment performance story, the book's scope is far broader than simple DCA records.
The structure reveals careful design:
- First demonstrating Bitcoin savings results to showcase its power
- Explaining foundational concepts like Bitcoin halving and the Bitcoin standard
- Encouraging readers to explore this "rabbit hole" themselves
The Power of Bitcoin DCA: Key Questions Before Starting
Since August 2022, I've practiced Bitcoin DCA and witnessed its benefits: minimal effort for asset allocation while focusing on life, yet achieving solid returns.
Two crucial DCA prerequisites:
- The asset must have long-term growth potential
- Investment funds must be consistently available
The critical question remains: How can we trust Bitcoin's long-term potential?
This mental hurdle determines whether one can hold Bitcoin through market cycles to maximize DCA's benefits.
The Reality of Saving: Preserving Surplus Productivity
Traditional savings education misses key questions: What is money? What's its nature?
The book clarifies:
- Money exists in many forms—not just fiat currency. Saving means preserving surplus productivity
- Money has three functions—unit of account, medium of exchange, and store of value—with the last being most crucial
Bitcoin's advantages as a store of value:
- Decentralized: No single issuer controls supply
- Scarce: Fixed 21M supply with halving events
- Durable: Digital asset that doesn't degrade
- Social consensus: Growing recognition as "digital gold"
Fiat currencies work well for pricing and transactions but leak value over time. Bitcoin DCA converts your productivity into real savings.
👉 Discover how Bitcoin preserves value long-term
The Bitcoin Standard: Through the Looking Glass
Common concern: "What if my Bitcoin loses value?"
This assumes fiat currency as the benchmark. In reality, fiat values fluctuate daily—we just don't notice because we price everything in it.
Viewed differently, holding only fiat means constant value erosion. Adopting a Bitcoin standard perspective reverses this logic—like Alice stepping through the looking glass.
Advanced Bitcoin DCA Strategies
Beyond basic weekly $100 Bitcoin purchases, consider:
- Adjust for market cycles: Buy more in bear markets, less in bull markets
- Weekly Bitcoin sales: Flips the script on traditional DCA
- Fixed-BTC purchases: Measure in Bitcoin terms rather than fiat amounts
These variations help optimize DCA across full market cycles.
Final Thoughts: Embracing the Bitcoin Standard
After reading this book, I've expanded beyond simple Bitcoin accumulation to daily Bitcoin spending:
- Obtained a crypto debit card
- Made Bitcoin as spendable as fiat
- Redefined "saving" beyond fiat constraints
- Fully adopted the Bitcoin standard worldview
Not just a Bitcoin holder, but a Bitcoin daily spender.
FAQ: Bitcoin Savings and DCA Strategy
Q: How does Bitcoin differ from traditional savings?
A: Unlike bank savings losing value to inflation, Bitcoin preserves purchasing power long-term through its fixed supply and decentralized nature.
Q: What's the minimum for Bitcoin DCA?
A: Start with whatever amount you can consistently invest—even $10 weekly compounds significantly over time.
Q: How do I handle Bitcoin's volatility with DCA?
A: Volatility becomes less concerning over longer timeframes. Regular purchases automatically buy more during price dips.
Q: Can I spend Bitcoin like regular money?
A: Yes, with crypto debit cards and growing merchant acceptance, Bitcoin is becoming increasingly spendable.
Q: Why consider a Bitcoin standard perspective?
A: It reveals fiat currency's ongoing devaluation while highlighting Bitcoin's role as a superior store of value.
Q: How long should I maintain Bitcoin DCA?
A: Ideally through multiple market cycles (4+ years) to experience full benefits. Think long-term rather than short-term price movements.