Cannes, France – July 2nd, 2025 – MiniPay and Noah unveiled a groundbreaking partnership at EthCC Cannes, introducing a fully non-custodial stablecoin payment solution that bridges global banking rails with local payment methods. This innovation aims to simplify stablecoin usage for everyday financial needs worldwide.
The Challenge: Fragmented Stablecoin Adoption
While stablecoins have gained mainstream traction, their utility remains limited by fragmentation and accessibility barriers. MiniPay (a Celo-based stablecoin wallet) and Noah (a global payments infrastructure provider) address this by enabling users to receive, convert, and spend stablecoins seamlessly—all within a single, non-custodial app.
👉 Discover how stablecoins are reshaping global finance
Key Features:
Virtual USD & EUR Accounts:
- Users can create virtual accounts to receive payments via ACH/SEPA, with funds auto-converted to USDT, USDC, or cUSD.
- Eliminates the need for foreign bank accounts, benefiting freelancers, migrant workers, and remote teams.
Local Payment Integration:
- Direct payments via Pix (Brazil), M-Pesa (Kenya), and bank transfers (Nigeria)—no currency withdrawals required.
- Over 75% of Brazilians use Pix; M-Pesa reaches 90% of Kenyans, making these methods essential.
Global-to-Local Spend:
- Hold a single stablecoin balance and spend it across 70+ destinations, from airtime top-ups to merchant payments.
Why This Partnership Matters
- Cost Efficiency: Remittance fees average 6.6% globally; MiniPay reduces this to near-zero.
- Speed & Control: Non-custodial design ensures instant transactions without intermediaries.
- User Experience: No technical barriers—payments work like familiar local methods.
Impact:
- 8M+ MiniPay wallets activated across 50+ countries.
- 200M transactions processed, enabling airtime purchases, remittances, and micro-earnings.
👉 Explore Noah’s payment infrastructure
FAQ Section
Q: How do virtual accounts work?
A: Users receive USD/EUR via ACH/SEPA, converted automatically to stablecoins in MiniPay.
Q: Are local payments instant?
A: Yes—funds spent via Pix or M-Pesa settle natively without conversions.
Q: Is MiniPay secure?
A: Fully non-custodial; users retain full control of their assets.
Q: Which stablecoins are supported?
A: USDT, USDC, and cUSD.
Q: What regions benefit most?
A: Africa, Latin America, and Asia, where access to global rails is limited.
Conclusion
This collaboration sets a new standard for borderless finance, merging global liquidity with local practicality.